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NJoy Payments

Your top choice for processing online payments

NJoy Payments is designed to bring convenience and innovation together, unlocking a new era in internet acquiring services for small and medium-sized businesses. We empower businesses to attract and attain customers and grow their business by offering secure and fast-forward online payment technologies.                               

Anatoly Makeshin,

founder of NJoy Payments

What we do

What we do

We help online stores

We are processing cashless payments from their customers, using innovative technologies for all buyers and sellers

  • Credit and debit card payments

  • BNPL (buy now – pay later)

  • Mobile payment solutions

Our benefits are

  • Tailored services for any kind of business

  • Quick setup

  • Top-level convenience

Online payments today

  • 22.3% of worldwide total retail sales are online in 2023

  • 1 in 3 people globally is an online shopper

  • Total transaction value in the Digital Payments market is projected to reach US$9.46tn in 2023

  • 32% of all customers use credit and debit cards as their preferred payment method*

  • The Global Payment Gateway Market size is valued at 29.56 mln in 2022 and projected to grow **

How acquiring works

How acquiring works


The Customer



Acquiring Bank

Also called merchant bank

Issuing Bank

Bank that issues the payment card

Payment System

Visa, Mastercard, Amex, and other

Processing Provider

The company that helps you process online payments

Technologies of the future

NJoy Payments’ technologies of the future

We at NJoy Payments implement disruptive technologies of the future to facilitate everyday internet acquiring transactions, making them as smooth and quick as possible. By forging reliable relationships with an increasing number of banks, we aim to provide the most competitive services for our clients, from small individual businesses to large retail chains. With the use of AI, machine learning and top-notch internet security tools, our services help companies elevate their businesses to new horizons.

About us

NJoy Payments project was launched in 2022 by Canadian-born fintech entrepreneur Anatoly Makeshin, who brings over 20 years of banking and fintech experience leading, developing and enhancing payment solutions. Makeshin and his team of financing technology experts currently focus on providing convenient and innovative solutions for small and mid-sized enterprises to facilitate the automation of acquiring processes.
NJoy Payments collaborates with all businesses that provide online services and is currently focused on the companies operating in the European market.

About us
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